Singaporeans really stupid?

If you think that Singapore is a good place to become rich, think again. In my previous post, I wrote that although Singaporeans are considered highly educated, generally most of us are not financially savvy and not as street smart compared to many of our South East Asia counterparts. Inevitably, many critics will dish out statistics showing that over the decades, Singapore has consistently been ranked among the top in terms of ‘O’ and ‘A’ level results and argue that our kids are among the brightest in the world. However, there is a need to know the difference between academic successes and intelligence quotient (IQ).


IQ, EQ and AQ
You might be exam smart and scored high marks for examinations when you were a student. But having achieving academic successes doesn’t automatically guarantee you a good life and is generally not a good indicator of future success.

To succeed in life, you need Intelligence Quotient (IQ), Emotional Quotient (EQ) and Adversity Quotient (AQ). You can see that academic achievements doesn’t feature in any of the three categories. This is because these are not something which you can learn from the text books or in schools. Generally, they are usually innate or hereditary.

I suppose many foreigners think Singaporeans are stupid because we lack critical masses in all of these three areas. Many of you would disagree with me but just go around and ask your foreign friends what are their frank opinions of us. Take away our international accolades of having the Number 1 airport, airline or the safest country in South East Asia, you would realize that most foreigners don’t have much good comments of us, in terms of IQ, EQ and AQ. In fact, many local readers also wrote in and agreed that many of us can be stupid and stubborn.

Whats wrong with being stupid?
Of course nobody likes to be insulted, including me. So to be branded as stupid can be infuriating. But think again, there is nothing inherently sinful being born with lower intelligence. In fact, we can still be happy even if we don’t have high IQ, EQ or AQ. Just that being stupid means that you can easily be duped and suffer from rip offs. This explains why many Singaporeans were being deemed as gullible and were often being cheated of money.

Whilst we are unable to improve our IQ, EQ and AQ because they are in-built in our DNA system, we can certainly improve our wisdom through life experiences. This would require us to firstly acknowledge that we are not intellectually endowed and having the will to learn from mistakes.

Join me in my investment journey and read my financial adventures for free! Through the sharing, my vision is improve and change people’s lives. In school, we don’t learn how to budget, manage our finances, build wealth and invest our money. Instead, we are taught useless subjects which we would never put to use most of the times during our working lives.

Yet, managing our money is an important life skill that is critical to our survival in the society. Many people start to realize how it is importance of managing money only when they face the prospect of financial ruins, by then which would be too late for remedies. Thus, I started this blog to share articles on finances which I aspire to make a positive impact in others’ lives.

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Magically yours,

SG Wealth Builder

2 thoughts on “Singaporeans really stupid?

  • August 25, 2017 at 6:20 am

    As usual creativity and experience never talked about

  • August 27, 2017 at 8:00 am

    Our education system was inherited from our colonial masters and now, perpetrated by the our govt. with some tweaking. At least our colonial masters had a motive to ensure we remain subjects by making us stupid with decades long education system. It loads lots of mostly useless knowledge instead of analytical skills to survive the workspace. Look at our gullible people or businesses competing in China; we are swallowed by the cunning competitors from China, Taiwan and even Malaysia. Hopefully this is changing. We need to be smarter, A smart nation is surely a great catalyst.

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