Sorry to message you out of the blue (you may consider to publish my email but kindly oblique my name and email). I am 37 as of this year and I am a civil servant (which means I cannot do part time jobs or start a business) who have difficulty achieving financial stability.
The only good thing now is that I am not in debt (finally), apart from the $10,000 medical bills incurred recently (I have a exclusion for heart) which I am paying $300 per month interest free.
I tried reading all your posts from day 1 and more or less understand your objectives and purpose of the blog.
I am a person whom is very keen on being financially free in time to come and hope I can do it via investment. (one of the ways if i choose not to leave this current employment).
However, being an engineering student from polytechnic, I find it hard to kick-start my investment journey and often feel lost. Are you able to recommend me some books or what kind of topic I can look for before I can understand how this whole investment thing come about and how can I start doing it as time is definitely not on my side as I am approaching 40?
I received the above email a couple of weeks ago and had made the necessary editorial changes before publishing the content. Personally, I can empathize with the writer as I am a young father as well and is able to relate to his anxiety to achieve financial freedom in Singapore. After all, everything is so expensive here and if you don’t invest your monies or develop passive income streams as early as possible, your current