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Unless explicitly stated as “Sponsored Articles”, the articles in this blog contained the personal views and opinions of the author and are based solely on his perspectives and/or experiences. They do not represent any form of statements made by any organizations.

The articles are for information only and readers must not misconstrue them as financial advices. The author does not work in the financial industry nor is he a licensed financial adviser authorized to provide financial advisory.

Any form of investments carry risk, so readers should engage a licensed financial adviser to assess if they are suitable to invest in such products. The author of this blog will not be liable for any form of damages that may arise from the use or purchase of information, products and services directly or indirectly featured or implied in this blog.

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